Premium car specialists
Sell my car with outstanding finance
Sell your car with outstanding PCP or HP finance. We settle your lender directly and pay any positive equity to you, often the same day.
Free · No obligation · Takes about 60 seconds
You can sell a car with outstanding finance. We get your settlement figure, pay your lender directly so the title is cleared, and transfer any positive equity to you, often on the same day.
How it works
- Get a free valuation
- Share your lender and agreement number
- We settle the finance directly
- You receive the balance
Check your equity first
Use our finance equity calculator to compare your car's value with your settlement figure before you sell.
Frequently asked questions
Is it legal to sell a car with finance on it?
Yes, as long as the finance is settled as part of the sale. The lender owns the car until it's paid off.
What if I owe more than the car is worth?
You pay the shortfall to the lender, or consider voluntary termination if you've paid at least half of the total amount payable.
Official partner
Sold your car? Find the right finance for your next one.
Car Finance Match helps UK drivers compare PCP, HP and lease options from a panel of lenders — so the money from your sale goes further on the car you buy next.
Compare car finance dealsCompare PCP, HP & leasing
See options side by side before you commit.
Soft-search eligibility
Check your chances without affecting your credit score.
Built for premium cars
Finance for the £20k–£200k+ cars our sellers trade into.
Some cars deserve more than a generic offer.
Enter your reg and see what specialist buyers would pay — before the open market.
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